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Our 13th Annual Guide to the Best Slot Paybacks in the Nation

by Frank Legato

It has been a dozen years since Casino Player first gave recognition to the casinos that had shown themselves to be the most generous in the nation. It was 1994 when the magazine first issued awards to the casinos with the “loosest slots.”

Welcome to the 13th edition of our annual “Loosest Slots” awards. This is where we tell you the casinos and regions in North America that have, for the past year, given their players back the highest percentage of the money put into their slot machines.

As we do every year, we first mark the occasion with the story of how the awards—and the concept of “loose slots”—got started. Players, in fact, began referring to slots as “loose” or “tight” in response to information first published by Player. Shortly after the magazine published its first issue in 1988, our editors decided to take the information publicly reported by regulatory agencies (only two at the time, in Nevada and New Jersey) on slot “hold” or “win”—the percentage of slot wagers kept by the casino as profit—and presenting it in a way that would be useful to slot players.

CP took the reported hold percentages and reversed them to show the “payback percentage”—the percentage of slot wagers returned to the players in jackpots. The regulatory agencies reported the information to the public every month, so we began publishing monthly charts showing slot payback in Nevada and Atlantic City. The charts grew as the industry grew, to include every new riverboat and Native American jurisdiction as their payback numbers became public.

Before long, players were referring to casinos with low slot paybacks as “tight.” Generous casinos inevitably became known as having “loose slots.”

It didn’t take long for the casinos to get over their initial misgivings about having their generosity logged by a magazine, and to start considering “loose” as a potential marketing hook. Billboards began to herald “loose slots” as something to differentiate one casino from another.

And, when Player began tallying up each year’s actual payback numbers for annual “Loosest Slots” awards, the awards themselves became badges of honor, to be shouted from billboards and advertisements.

Annual calculations of the loosest slots by casino and jurisdiction are recognized as a much better gauge of casino payback policy than examining the charts from any single month. It takes several months for slots on the floors to reach payback numbers similar to their theoretical settings. One month’s actual numbers will often reveal short-term aberrations—such as a single-month percentage exceeding 100 percent, for instance, if there happened to be several large jackpots.

Four or five months offer a much more accurate picture of slot payback, and a year’s worth of actual numbers gives a fairly accurate picture of a casino’s payback policy.

The numbers you find in the following pages will show you where the loosest slots are in 2006, based on the percentage numbers reported over the past 12 months. Before we give you this year’s highlights, there are questions that our readers always ask concerning this subject which we feel should be addressed up front.

First, a word on the nature of payback percentage: It is a long-term number that does not reflect the odds of any one player of winning or losing in the short term. A 100 percent payback percentage does not mean you win every time. It means that, over time, that machine will return as much in jackpots as it takes in wagers. The flip of a coin is 100 percent payback. Over time, it will come up heads as many times as it comes up tails.

Next, the percentage numbers reflect both regular slot and video poker percentages. The casinos are not required to separate video poker percentages from slot percentages in their reports to the state regulators, so this is viewed as proprietary information. However, as our video poker experts have reported time and again, the casinos with the highest overall percentages are almost always the same casinos with the highest-returning video poker pay tables.

Nevada and a few other jurisdictions publicly report their percentages by region rather than individual casino. In the case of Nevada, the sheer number of casinos makes individual casino listings impractical, so the state breaks the numbers into regions including Reno/Tahoe in the north, and six sub-regions of Clark County in the south—Las Vegas Strip, Downtown, Boulder Strip, Laughlin, North Las Vegas, and Balance of County.

Next, it is possible that the jurisdiction in which you play is not included in the listings—particularly if the casinos you frequent are Native American casinos. Not all casinos are required to report their hold percentages publicly, and if they are not required to make those numbers public, the casinos view the percentages as proprietary information, and will not reveal them to us or anyone else.

Finally, no, pennies are not yet broken out in our payback percentage charts. The penny phenomenon hit the slot business so quickly that the regulatory agencies have not yet caught up. Though they are probably played by at least as many players as choose the nickel denomination, the agencies have not yet broken their payback numbers out of the “Other” category that includes dimes, half-dollars and two-cent denominations. We can only report and analyze what is made public. When penny numbers are made public, you will have them.

A New Day

So who gets the crown as having the loosest slots in 2006? Not who you may think. This year’s survey reveals some firsts.

For the first time in more than a decade, our survey shows that the loosest slots in America are not in Nevada, and that the loosest slots in Nevada are not in Clark County.

For years, we have been reporting the loosest slots in the nation can be found in the locals casinos surrounding Las Vegas—in the northeast suburbs (“North Las Vegas” on the charts), along the Boulder Strip, and in other off-Strip areas of Clark County.

A survey of percentages for the past 12 months shows that the loosest slots in the nation are in Illinois, at the Casino Queen riverboat casino in East St. Louis. Casino Queen has been in the Top 3 in our survey before. This year, the riverboat casino hotel beats them all, returning 95.13 percent of all slot wagers to players in jackpots over the past 12 months.

Casino Queen was the only place in the nation to record overall slot payback percentage for the year that exceeded 95 percent. Congratulations to these folks for giving more back to players than anyone else.

No. 2 on our Loosest Slots list was in Nevada, but not in the Las Vegas Valley. This year, the second-loosest slots in the nation—and the loosest in Nevada—are in the Reno/Tahoe area, with 94.96 percent of wagers returned to players. That was enough for Reno to squeak by our third-place finisher nationwide, the Boulder Strip—the group of properties along Boulder Highway in southeast Las Vegas that includes Sam’s Town, Boulder Station and Arizona Charlie’s Boulder.

There were few surprises elsewhere in our survey this year. In Atlantic City, Borgata turns in the highest payback again—the third Loosest Slots award in the resort’s three years of existence—returning 92.51 percent of wagers. Close behind were Trump Plaza at 92.25 percent and Trump Taj Mahal at 92.15 percent.

Everywhere else, there were repeat winners: President in Missouri; New Orleans in Louisiana; Cripple Creek in Colorado; Mohegan Sun in Connecticut; Casino Queen in Illinois; Argosy in Indiana; the Gulf Coast in Mississippi; Prairie Meadows in Iowa; and Lac-Leamy in Quebec.

A few tidbits within the numbers: Although failing for the second year in a row to reach our top three (after six years as Number One), North Las Vegas does have the loosest dollar slots in the nation, returning a hefty 96.49 percent of wagers to players last year. The highest annual payback number on our chart was 97.25 percent, returned by $5 slots at the Lakeside Casino Resort in Iowa. The “lowest loosest” number was 89.22 percent, returned by nickel slots at Foxwoods.

As always, our Loosest Slots results are certified by the Ventnor, NJ, accounting firm Rimm, Lavinsky, Horowitz and Pollard LLC.

To all of our Loosest Slots winners, congratulations from Casino Player. You have proven you know how to give slot players a fair shake.

Atlantic City

5¢
Borgata 90.74
Trump Marina 90.33
Trump Taj Mahal 89.93

25¢
Harrah’s 92.63
AC Hilton 92.19
Showboat 92.18

50¢
Harrah’s 94.15
Trump Plaza 93.02
Trump Marina 92.40

$1
Trump Taj Mahal 93.98
Trump Marina 93.35
Bally’s Park Place 93.23

$5
Trump Plaza 95.77
Trump Taj Mahal 95.15
AC Hilton 94.80

Overall
Borgata 92.51
Trump Plaza 92.25
Trump Taj Mahal 92.14

Connecticut

5¢
Foxwoods 89.22
Mohegan Sun 89.20

25¢
Foxwoods 91.00
Mohegan Sun 90.21

$1
Foxwoods 92.44
Mohegan Sun 92.13

$5
Foxwoods 94.34
Mohegan Sun 93.76

Overall
Mohegan Sun 91.48
Foxwoods 91.46

Colorado

5¢
Cripple Creek 93.54
Black Hawk 93.16
Central City 92.84

25¢
Black Hawk 94.99
Cripple Creek 94.99
Central City 94.64

$1
Central City 95.53
Cripple Creek 95.30
Black Hawk 95.27

$5
Black Hawk 95.83
Cripple Creek 95.46
Central City 94.53
Overall
Cripple Creek 94.29
Black Hawk 94.15
Central City 94.04

Illinois

5¢
Casino Queen 93.18
Alton Belle 92.72
Jumer’s Casino 92.31

25 Cent
Alton Belle 95.03
Casino Queen 95.02
Jumer’s Casino 94.94

$1
Casino Queen 96.25
Alton Belle 95.39
Harrah’s Joliet 95.29

$5
Alton Belle 97.14
Casino Queen 96.94
Empress Joliet 95.81

Overall
Casino Queen 95.13
Alton Belle 94.11
Grand Victoria 93.83

Indiana

5¢
Caesars 90.47
Belterra 90.24
Argosy 90.17

25¢
Trump 93.64
Belterra 93.42
Caesars 93.32

$1
Argosy 94.70
Trump 94.58
Majestic Star 93.95

$5
Argosy 96.55
Trump 96.36
Caesars 95.40

Overall
Argosy 93.32
Caesars 92.53
Belterra 92.44

Iowa

5¢
Mississippi Belle 2 93.00
Diamond Jo 92.29
Prairie Meadows 92.06

25¢
Diamond Jo 94.48
Isle of Capri Bettendorf 94.29
Mississippi Belle 2 94.07

$1
Prairie Meadows 95.76
Argosy of Sioux City 95.58
Rhythm City 95.28

$5
Lakeside 97.25
Argosy of Sioux City 96.45
Isle of Capri Marquette 96.25

Overall
Prairie Meadows 93.69
Diamond Jo 93.20
Dubuque Greyhound
Park & Casino 93.08

Louisiana

5¢
New Orleans 91.24
Baton Rouge 91.07
Shreveport/Bossier 90.03

25¢
New Orleans 93.03
Baton Rouge 93.03
Lake Charles 91.99

$1
New Orleans 94.66
Baton Rouge 94.22
Shreveport/Bossier 93.76

$5
New Orleans 95.83
Baton Rouge 95.25
Shreveport/Bossier 93.78

Overall
New Orleans 92.78
Shreveport/Bossier 92.40
Baton Rouge 92.25

Mississippi

5¢
Coastal Region 92.23
South River Region 91.76
North River Region 90.38

25¢
Coastal Region 94.34
South River Region 93.39
North River Region 92.76

$1
South River Region 95.70
Coastal Region 95.23
North River Region 95.20

$5
North River Region 95.94
South River Region 95.80
Coastal Region 95.69

Overall
Coastal Region 93.76
North River Region 93.33
South River Region 93.15
Missouri

5¢
Harrah’s N. KC 92.22
Ameristar St Charles 91.44
Mark Twain 91.29

25¢
Isle of Capri KC 93.98
President 93.88
Argosy Riverside 93.75

$1
President 95.63
Argosy Riverside 95.63
Isle of Capri KC 94.85

$5
Argosy Riverside 97.23
President 96.63
Isle of Capri KC 96.36

Overall
President 93.25
Isle of Capri KC 92.63
Argosy Riverside 92.62

Nevada

5¢
Mesquite 93.81
Boulder Strip 93.50
North Las Vegas 93.15

25¢
Boulder Strip 96.32
North Las Vegas 96.24
Balance of County 95.08

$1
North Las Vegas 96.49
Boulder Strip 96.17
Reno 95.84

$5
Laughlin 96.31
Balance of County 96.25
Reno 96.01

Overall
Reno 94.96
Boulder Strip 94.95
Balance of County 94.91

Quebec

5¢
Charlevoix 91.41
Lac-Leamy 90.78
Montreal 90.70

25¢
Montreal 91.59
Lac-Leamy 91.57
Charlevoix 91.08
$1
Lac-Leamy 94.38
Montreal 93.78
Charlevoix 93.52

$5
Lac-Leamy 95.23
Montreal 94.85
Charlevoix 94.24

Overall
Lac-Leamy 92.76
Montreal 92.57
Charlevoix 92.3

Loosest Slots.

Slot machines often get a bad rap from gambling writers. But the truth is, slot machines are the perfect gambling activity for certain types of people. They’re easy to understand, they’re easy to play, and they offer the possibility of big winnings.

The unicorns that most gamblers are looking for in the casino, though, are the loosest slot machines. What does that mean?

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When a gambler describes a slot machine as “loose” or “tight,” she’s usually referring to the payback percentage for the game. Slots with a higher payback percentage than average are loose, while slots with a lower payback percentage than average are tight. Loose slots usually have a higher hit ratio than tight slots, too.

You’ll find plenty of inaccurate information about how to find the loosest slot machines in the casino. I try to avoid most of those inaccuracies in this post, but I do want to begin with a warning:

The probabilities involved with slot machines are “opaque.” That means you don’t have any way of knowing what the payback percentage for any particular slot machine game is. The random number generator that determines the outcomes is programmed to have each symbol come up with a certain probability, but there’s no way of knowing if that number has been set to 1/6 or 1/60. Even observing a large number of spins only provides limited insight into these probabilities.

You do know what the payouts are for the various combinations. But since that’s only half the equation, you can’t really know whether a game is loose or tight except anecdotally. I’m going to assume that anecdotal evidence has some value, but in terms of math, science, and statistics, anecdotal has no value at all.

1- Look for the Loose Slot Machines in the Locations Where Loose Slot Machines Are Found

Casino mapping is a real thing, but it’s not as simple as some gamblers would have you believe. If finding the loose slot machines were as easy as just playing the games located nearest the walkways, everyone would play those games to the exclusion of the other games.

That being said, it might be worth giving those games a try if they look like fun. They’re not more likely to be tighter than the other machines than any other game on the casino floor.

I’ve read that some areas in the casino have lower payout machines than others, and it might be wise to avoid games in those areas. These might include:

• The main slot machine floor. These games probably see the most action, so it would make sense for them to have lower payback percentages.
• Near the table games. These games see more than their fair share of action, too. The same reasoning would apply.
• Near the poker room. I’ve seen some gamblers swear that these are the worst machines in the casino. You have to wonder about a poker player who spends a lot of time playing slots, though.

Of course, there are other locations where the loosest machines might be located. Depending on whom you believe, these might include:

• Anywhere that gets more traffic than usual. For example, if a slot machine is located near the elevators, it might have higher payouts to attract play from someone who might not otherwise play.
• Anywhere that another gambler recommends. This is, of course, the classic mistake—relying on anecdotal evidence. It’s possible, though, that you might find a slot machine player who’s been paying close attention and knows where the loose machines are.

In fact, that leads me to my next point…

2- Don’t Be Afraid to Ask

The obvious person to ask about the location in the casino of the loosest slot machines is someone who works there. This isn’t a guarantee that she’ll be able to direct you to a loose machine, but she might have some insight based on her observations. Depending on how long she’s worked at the casino, she’s probably seen tens of thousands of even hundreds of thousands of gamblers over her career there. She might have noticed that a lot of them seem to be winning on slot machines in a certain location.

If you’re dealing with a cocktail waitress, it’s a good idea to tip generously. For that matter, no matter what they do at the casino, if they try to help you find a loose gambling machine, tip them. At some casinos, employees are forbidden from suggesting specific games. Sometimes you’ll find casino employees who just don’t want to be bothered with such concerns, too. Don’t be a jerk if that’s the case.

3- Don’t Play Slot Machines That AREN’T in Casinos

In towns like Las Vegas, slot machines are everywhere, in all kinds of businesses. Every bar in the city seems to have some slot machines. The airport is full of slot machines, too. You can even find slot machines in the gas stations and convenience stores.

We know one thing for certain about slot machine games in these non-casino locations:

Casinos, on the other hand, are competing with other casinos for the mindshare and hard-earned dollars of the casino gamblers. Since they’re in competition with the other casinos, they must offer payback percentages that are as good as their competitors’ or better.

This is one ironclad rule for finding the loosest slot machines in the casino:

ONLY play slot machines in a casino, not the slot machines in other businesses. That’s as good a starting point as any. The difference could be as significant as the difference between a 94% payback percentage and a 74% payback percentage.

Assuming you’re a conservative, low-stakes player, here’s the difference in predicted hourly loss between those 2 examples:

• Assume 400 spins per hour at $1.25 per spin, for $500 per hour in action.
• A game with a 94% payback percentage will see predicted losses of $30/hour.
• A game with a 74% payback percentage, though, will see predicted losses of $130/hour.

If that difference doesn’t seem significant to you, what are you doing playing penny slots anyway?

4- Look for the Plainest, Most Boring Games with the Fewest Paylines

Generally, the slot machines with lots of paylines have lower payout percentages. They’re able to compensate for this psychologically by having a high hit frequency. With 25 paylines, you might win something on almost every spin, even if it’s an amount lower than the amount you wagered in total.

For example, you might be playing a penny game with a max bet of 5 coins and 25 paylines. You’re betting $1.25 every time you spin the reels. Many times, 1 or 2 paylines might win, but the payout on those bets might only be 50 cents. That’s a lot compared to the nickel you bet on that individual payline, but you bet on 25 paylines, remember?

Since such games have no bonus features or bells and whistles, the casino can afford to have them pay out more than the big fancy games. I had a lot of fun on The Big Lebowski slot machines recently, but I can’t even imagine what such a big impressive game like that must cost a casino. The cost of the machine alone must be outrageous.

5- Stick with the Flat Top Slot Machines

Slot machines can be broadly lumped into 2 different categories:

• Progressives
• Flat tops

A flat top slot machine is a game with a jackpot (top prize) of a fixed amount. This amount is usually 1000 times the size of your bet, give or take.

For that matter, you probably won’t get rich playing progressive slots, either. The odds of winning the jackpot are just terrible, comparable to playing the lottery. Sure, some people win the lottery. But I can’t imagine playing a game with a house edge that large repeatedly, hundreds of times per hour.

6- Play the Highest Denomination Game You Can Afford

You’d probably be surprised to know that penny slots are often as expensive to play (or even more expensive) than dollar slots. Here’s why:

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Most penny slots require you to wager 5 credits or more per spin. It’s also hard to resist betting on multiple paylines. It’s easy to find a game with 5 coin bets on each line and with 25 paylines. Before you know it, you’re betting $1.25 on every spin.

But you could switch to a dollar slot machine and probably do a lot better. For one thing, you could just bet a dollar per spin on a single payline. Now you’re betting less per spin than you were on the quarter machine. But what’s really impressive is the difference in payback percentage.

Suppose you play 600 spins per hour on that penny machine. You’re putting $750 in action each hour–$1.25 per spin multiplied by the 600 spins per hour. With an 88.49% payback percentage, in the long run, you’ll average $663.68 back per hour. That’s an average loss per hour of $86.33.

No play those same 600 spins on a dollar machine, betting only a dollar on each spin. That’s $600 in action multiplied by 92.63% to get an average payback amount of $44.22. You’ll lose HALF the money on the dollar slot as you would the penny slot! That’s a significant difference, and one you should take note of.

Just be careful and read the pay tables. Slot machines vary a lot from one machine to another, and you should always play enough coins to activate the biggest jackpot. If the ratios change based on playing for fewer coins, you want to avoid that game or bet max coin. You might be surprised at how many slot machines DON’T require you to place a max coin bet, too, though.

7- Try Online Slot Machines

Since online casinos don’t have all the brick and mortar expenses of land-based casinos, their games sometimes offer higher payback percentages. You must balance this with the trustworthiness of the casino, though. Some internet casinos are notoriously hard to cash out of.

Of course, if you stick with the casinos recommended on this site, you probably won’t have to worry about that. Our team of casino reviewers and researchers has thoroughly vetted the properties we list here on our site.

And if you take how competitive they are as a measure for how loose their games must be to attract customers, you’ll find that the casinos on the web are even more competitive than the casinos in Las Vegas.

8- Track Your Results and Make Some Assumptions

I recently visited a casino and tracked my results carefully on a machine. Of course, there’s nothing especially scientific about 200 spins on a machine, but you’re still operating from more data than most players if you do this.

It’s not hard to project a payback percentage, either. Start by writing down how much money you put in the machine. Then count how many spins you make on that machine. When you cash out of the machine, take a note of how much you’ve lost. You multiply the number of spins you made by how much you were betting per spin. You divide the total amount of money you lost by how many spins you made. Then you know the average loss per spin and can convert it into a payback percentage.

In my case, I was betting $1.25 per spin, so I put $250 in to action over 200 spins. I lost $50, which amounts to 25 cents per spin. 25 cents divided by $1.25 is 20%, which is the house edge. The payback percentage is the amount you get to keep—in this case, 80%. (You just subtract it from 100%.) Your goal is to find a payback percentage that’s better than average. Tracking your results this way also makes playing slot machines more interesting, because you have something to pay attention to.

Gambling at a casino—especially on slot machines—should be considered an entertainment expense. Budget for it accordingly, and if you occasionally win, great. But don’t count on it.

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